| A | B | C | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | AA | AB | AC | AD | AE | AF | |
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1 | Q4 October 2022 | Q1 January 2023 | ||||||||||||||||||||||||||||
2 | Category | Item | Product | Unit Cost | Monthly Cost | Unit Cost | Monthly Cost | Quarterly % Change | Link | Notes | ||||||||||||||||||||
3 | Total Cost of Lifestlye | |||||||||||||||||||||||||||||
4 | With Housing | $3,051.90 | $3,699.54 | 21.22% | ||||||||||||||||||||||||||
5 | Without Housing and/or cars + fuel | $851.90 | $899.54 | 5.59% | ||||||||||||||||||||||||||
6 | ||||||||||||||||||||||||||||||
7 | Housing | |||||||||||||||||||||||||||||
8 | Rental | Accomodation - HDB 3 room rental , non-central location | Rental of 3 bedroom HDB in Yishun | $2,200.00 | $2,200.00 | $2,800.00 | $2,800.00 | 27.27% | https://services2.hdb.gov.sg/webapp/BR12AWRentalEnq/BR12PResult.jsp | Cost of a HDB 3 room rental at Yishun Street 11 | ||||||||||||||||||||
9 | Home maintenance | Toilet paper | FairPrice DeluxSoft Bathroom Tissue (3 Ply) - 20 per pack | $8.50 | $8.50 | $8.58 | $8.58 | 0.94% | https://www.fairprice.com.sg/product/13163040 | |||||||||||||||||||||
10 | Bath soap | Lux Bar Soap - 6 x 80g | $2.45 | $2.45 | $2.47 | $2.47 | 0.82% | https://www.fairprice.com.sg/product/lux-bar-soap-white-impress-6s-x-85g-13051147 | ||||||||||||||||||||||
11 | Shampoo | Lifebuoy Strong & Shiny Shampoo - MilkNutriStrong 340ml | $4.99 | $4.99 | $4.99 | $4.99 | 0.00% | https://www.fairprice.com.sg/product/lifebuoy-lifebuoy-strong-shiny-shampoo-milknutristrong-340-ml-90123355 | ||||||||||||||||||||||
12 | Detergent | Breeze Liquid Detergent - Colour Care | $12.40 | $12.40 | $12.52 | $12.52 | 0.97% | fairprice.com.sg/product/breeze-liquid-detergent-colour-care-4kg-13026943 | Standardized across all lifestyles | |||||||||||||||||||||
13 | Buffer for other household essentials | N.A. | N.A. | $50.00 | N.A. | $50.00 | 0.00% | |||||||||||||||||||||||
14 | Utility bills | . | N.A. | N.A. | N.A | N.A. | N.A | N.A | ||||||||||||||||||||||
15 | Phone | Budget Smartphone | Oppo A74 Phone 128GB - 2 years usage | $299.00 | $9.54 | $299.00 | $9.54 | 0.00% | https://shopee.sg/OPPO-A74-AMOLED-FHD-6.43inch-Display-33W-Flash-Charge-5000-mAh-Battery-6GB-128GB-i.92956201.3685092014?sp_atk=c5fe2a93-f227-4175-8c14-e088ecca3f7d&xptdk=c5fe2a93-f227-4175-8c14-e088ecca3f7d | |||||||||||||||||||||
16 | Phone bill | SIM-Only Plan | Circles.Life 5GB for $10 Plan | $10.00 | $10.00 | $10.00 | $10.00 | 0.00% | https://www.circles.life/sg/10dollarplan/ | |||||||||||||||||||||
17 | 1Gbps Fibre Broadband | M1 Gbps Fibre Broadband | $39.90 | $39.90 | $40.27 | $40.27 | 0.93% | https://www.m1.com.sg/home-broadband/plans/1gbps | ||||||||||||||||||||||
18 | ||||||||||||||||||||||||||||||
19 | Dining | |||||||||||||||||||||||||||||
20 | Breakfast (30 meals) | 2 slices of bread/meal | 3 x FairPrice Bread - Wholemeal (one loaf contains 9 servings) | $2.05 | $6.15 | $2.05 | $6.15 | 0.00% | https://www.fairprice.com.sg/product/fairprice-bread-wholemeal-500g-13200668 | |||||||||||||||||||||
21 | Peanut Butter | Skippy Peanut Butter Spread - Chunky: 500g | $6.75 | $6.75 | $6.81 | $6.81 | 0.89% | https://www.fairprice.com.sg/product/skippy-peanut-butter-chunky-500g-47416 | ||||||||||||||||||||||
22 | Nutella | Nutella Hazelnut Spread: 350g | $5.95 | $5.95 | $5.95 | $5.95 | 0.00% | https://www.fairprice.com.sg/product/nutella-hazelnut-spread-350g-13206006 | ||||||||||||||||||||||
23 | Weekday lunches (20 meals) | Meal prepped lunch | ||||||||||||||||||||||||||||
24 | - 250g chicken breast | Chicken breast 1KG | $8.15 | $40.75 | $8.23 | $41.15 | 0.98% | https://www.fairprice.com.sg/product/sadia-frozen-chicken-breast-skinless-1kg-13104103 | ||||||||||||||||||||||
25 | - 200g rice | SongHe AAA Thai Hom Mali Rice 5kg | $17.50 | $17.50 | $17.67 | $17.67 | 0.97% | https://www.fairprice.com.sg/product/songhe-new-crop-rice-13110987 | ||||||||||||||||||||||
26 | - 125g spinach | Chef Chinese Spinach (Phuay Leng) -250g | $1.65 | $16.50 | $1.65 | $16.50 | 0.00% | https://www.fairprice.com.sg/product/chef-chinese-spinach-phuay-leng-250g-10355403 | ||||||||||||||||||||||
27 | Weekday dinner (20 meals) | Hawker centre/food court dinner | ||||||||||||||||||||||||||||
28 | City Square Mall, Food Republic | Economy Rice (Cai fan) x 4 meals | (Rice + 2 veg + 1 meat) | $8.70 | $34.80 | $8.70 | $34.80 | 0.00% | ||||||||||||||||||||||
29 | Qiu Lian Ban Mian x 4 meals | Ban Mian | $5.80 | $23.20 | $5.80 | $23.20 | 0.00% | |||||||||||||||||||||||
30 | Roasted Chicken Rice x 4 meals | Roasted Chicken Rice | $5.00 | $20.00 | $5.00 | $20.00 | 0.00% | |||||||||||||||||||||||
31 | Fried Fish Soup x 4 meals | Fried Fish Soup | $5.50 | $22.00 | $7.00 | $28.00 | 27.27% | Prices are found at City Square Food Republic - fish soup store operator changed in Q1 2023 | ||||||||||||||||||||||
32 | EAT | Noodles x 4 meals | Fishball Mee Pok Dry set + Coffee or Tea | N.A | N.A | $5.00 | $20.00 | |||||||||||||||||||||||
33 | Weekday coffee/tea | City Square Ya Kun x 20 | Coffee, Regular, Hot | $2.00 | $40.00 | $2.00 | $40.00 | 0.00% | ||||||||||||||||||||||
34 | Weekend lunches (8 meals) | Saizeyria 2x/month | Hamburger/Pasta | $6.50 | $13.00 | $6.50 | $13.00 | 0.00% | https://www.saizeriya.com.sg/pdf/GRAND_MENU.pdf | |||||||||||||||||||||
35 | Restaurant meal 2x/month | Signature Grilled Chicken Chop from Collins | $18.72 | $37.44 | $19.47 | $38.94 | 4.01% | |||||||||||||||||||||||
36 | City Square Mall, Food Republic: Economy Rice (Cai fan) x 2 meals | (Rice + 2 veg + 1 meat) | $8.70 | $69.60 | $8.70 | $69.60 | 0.00% | |||||||||||||||||||||||
37 | Weekend dinners (8 meals) | Fast food meal 4x/month | McSpicy® Extra Value Meal | $8.60 | $34.40 | $8.65 | $34.60 | 0.58% | https://www.mcdelivery.com.sg/sg/browse/menu.html?daypartId=21&catId=30 | |||||||||||||||||||||
38 | Restaurant meal 2x/month | Signature Grilled Chicken Chop from Collins | $18.72 | $37.44 | $19.47 | $38.94 | 4.01% | https://static1.squarespace.com/static/5d09c24ef3d12d000101d11a/t/6228497bf2e94d772d4221a7/1646807523445/COLLIN%27S+MENU+MARCH+2022.pdf | ||||||||||||||||||||||
39 | Pizza 1x/month | Dominos Personal Pizza Set | NA | NA | $11.90 | $11.90 | 0.00% | https://www.dominos.com.sg/meals | 1 personal pizza + 1 can drink + 2 mini drumlets | |||||||||||||||||||||
40 | Shi Li Fang Hotpot 1x/month | Shi Li Fang Hotpot 1 pax meal set | $15.90 | $15.90 | $15.90 | $15.90 | 0.00% | http://www.shilifangsg.com/h-col-113.html | American Beef Set Meal | |||||||||||||||||||||
41 | Other Misc Groceries | N.A. | $50.00 | N.A. | $50.00 | 0.00% | ||||||||||||||||||||||||
42 | ||||||||||||||||||||||||||||||
43 | Personal | |||||||||||||||||||||||||||||
44 | Clothing and personal care | One tee-shirt/year | One Uniqlo AIRism Cotton Crew Neck T-Shirt | $19.90 | $1.66 | $19.90 | $1.66 | 0.00% | https://www.uniqlo.com/sg/en/products/E455359-000?colorCode=COL11&sizeCode=SMA002 | |||||||||||||||||||||
45 | Face wash (for grooming) - 1x/month | Clean & Clear Essentials Foaming Oil-Free Face Wash, 100ml | $3.69 | $3.69 | $4.55 | $4.55 | 23.31% | https://shopee.sg/Clean-Clear-Essentials-Foaming-Oil-Free-Face-Wash-100ml-i.91799978.6533299130 | ||||||||||||||||||||||
46 | Shaver (for grooming) - 1x/month | Gilette Disposable Razor - Blue II Plus | $5.50 | $5.50 | $5.55 | $5.55 | 0.91% | https://www.fairprice.com.sg/product/gillette-blue-ii-plus-disposable-razors-5s1s-13047764 | ||||||||||||||||||||||
47 | Medical/Dental | Medicine - 1 / 2 months | Panadol Cough and Cold Caplets 16s | $12.20 | $6.10 | $12.30 | $6.15 | 0.82% | https://www.watsons.com.sg/cough-and-cold-caplets-16s/p/BP_43324 https://www.guardian.com.sg/panadol-cough-and-cold-16-caplets/p/162116?lang=en | Assuming that it can be used across 2 months | ||||||||||||||||||||
48 | Annual health checkup | HPB Subsidised health checkup | $5.00 | $0.42 | $5.00 | $0.42 | 0.00% | https://www.healthhub.sg/programmes/61/Screen_for_Life?utm_source=google&utm_medium=sem&utm_campaign=fy22-screen-for-life&utm_content=rsa-generic-em2 | ||||||||||||||||||||||
49 | Course/Seminars | Skillsfuture | Skillsfuture credits - free | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||||||||||||||||||
50 | ||||||||||||||||||||||||||||||
51 | Transport | |||||||||||||||||||||||||||||
52 | Bicycle | Decathlon Bicycle (to replace commute 2x/week, for 2 years) | Decathlon Folding Bike Tilt 120 20in 6sp - Red | $299.90 | $1.44 | $299.90 | $1.44 | 0.00% | https://www.decathlon.sg/p/folding-bike-tilt-120-20in-6sp-red-btwin-8544671.html | Daily cost of bike is based on the assumption that the bike is used for 2 years. There are 261 working days in a year, and you'll ride the bike to-and-fro the workplace. | ||||||||||||||||||||
53 | Public transport | MRT ride from West to Central | MRT ride to-and-fro Bukit Batok MRT <-> Raffles Place MRT | $1.84 | $58.88 | $1.89 | $60.48 | 2.72% | https://www.lta.gov.sg/content/ltagov/en/map/fare-calculator.html | Based on the cost of $1.88 per ride, with mrt rides 4x/week | ||||||||||||||||||||
54 | Car loan repayment | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | ||||||||||||||||||||||
55 | Car maintenance/Insurance | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | ||||||||||||||||||||||
56 | Car petrol/parking | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | ||||||||||||||||||||||
57 | Road tax/license | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | ||||||||||||||||||||||
58 | ||||||||||||||||||||||||||||||
59 | Recreation & Fun | |||||||||||||||||||||||||||||
60 | Memberships | N.A. | N.A. | N.A. | N.A. | N.A. | ||||||||||||||||||||||||
61 | Recreation, entertainment | Movie Streaming Services | Netflix Premium Subscription, shared amongst 4 people | $5.50 | $5.50 | $5.50 | $5.50 | 0.00% | https://help.netflix.com/en/node/24926 | Netflix Premium is priced at $21.98 for 4 screens | ||||||||||||||||||||
62 | Spotify Streaming Services | Spotify Family Plan, shared amongst 6 people | $2.83 | $2.83 | $2.83 | $2.83 | 0.00% | https://www.spotify.com/sg-en/premium/#plans | Spotify Family Plan is priced at $16.98, and can be shared across 6 accounts | |||||||||||||||||||||
63 | Travel/Vacation | 4D3N trip to Phuket | Budget Plane Tickets (Scoot) to and fro SG <-> Phuket Thurs - Tues weekday tickets, 3 months from date of search | $185.04 | $15.42 | $178.44 | $14.87 | -3.57% | https://beta.makeabooking.flyscoot.com/Book/Flight?culture=en-SG&type=return&dst1=SIN&ast1=HKT&dst2=HKT&ast2=SIN&dd=2022-11-03&rd=2022-11-08&adt=1&chd=0&inf=0&promocode=null | |||||||||||||||||||||
64 | Hotel stay | 6D5N stay at On the Hill Karon Resort | $310.00 | $25.83 | $321.00 | $26.75 | 3.55% | https://www.booking.com/hotel/th/on-the-hill-karon-resort.en-gb.html?aid=346426&label=phuket-places&sid=7f262bfb2de4617d377fd91322477396&all_sr_blocks=235780201_101035752_0_2_0;checkin=2022-11-03;checkout=2022-11-08;dest_id=-3236099;dest_type=city;dist=0;group_adults=2;group_children=0;hapos=1;highlighted_blocks=235780201_101035752_0_2_0;hpos=1;matching_block_id=235780201_101035752_0_2_0;no_rooms=1;req_adults=2;req_children=0;room1=A%2CA;sb_price_type=total;sr_order=popularity;sr_pri_blocks=235780201_101035752_0_2_0__570000;srepoch=1657270293;srpvid=cc3b3e4ab6a102e0;type=total;ucfs=1&#hotelTmpl | ||||||||||||||||||||||
65 | Trip expenses | Based on a budget of 50/day, for 6 days | $300.00 | $25.00 | $303.00 | $25.25 | 1.00% | Added 1% increment based on the 1% increase on GST | ||||||||||||||||||||||
66 | General Expenses | |||||||||||||||||||||||||||||
67 | Health Insurance | Integrated Shield Plan | Singlife Shield | $33.60 | $33.60 | $33.60 | $33.60 | 0.00% | https://singlife.com/en/insurance/life-and-health/singlife-shield | Cost excludes MediShield Life Premiums payable by MediSave | ||||||||||||||||||||
68 | Critical Illness Insurance | FWD Big 3 Critical Illness Insurance - $100k sum insured | $314.50 | $26.21 | $328.32 | $27.36 | 4.39% | https://www.fwd.com.sg/big-3-critical-illness/online-quote/quickQuestions | $314.50 yearly. Price is based on healthy 28 year old female, non-smoker | |||||||||||||||||||||
69 | Term Life Insurance | Term Life Insurance, $500k coverage, fixed for 5 years | $128.00 | $10.67 | $133.00 | $11.66 | 9.31% | https://www.fwd.com.sg/life-insurance/term-life-plus/online-quote/quickQuestions | $128 yearly. Price is based on healthy 28 year old female, non-smoker | |||||||||||||||||||||
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